Full-Time Study

Eligible students studying Full-Time can access Nova Scotia Loans and Grants as well as Canada Student Loans and Grants. Full-Time students are assessed for living costs, as well as tuition and books/supplies. You need to take at least 60% of a full course load each term to be considered a full-time student (40% for students with a disability.) The definition of full-time studies is slightly different for spring/summer courses.

If you are taking less than a full-time course load, you may still be eligible for Part-Time funding, which has a different application process. Part-Time students are not assessed for living expenses, but are assessed for tuition and books/supplies.

When you apply, you tell us what portion of a full course load you plan to take in this study period. Then, once classes start, the school confirms with us that your actual enrollment matches the information you gave on your Student Assistance application before any funds are released to you.

If your course load changes, let us know ASAP so you
can be reassessed without delays to your funding.


Understanding "Full Course Load"

  • University: If you are attending university, a full course load is usually 5.0 credits (2.5 credits per term/5 courses each term @ 0.5 credits per course.)

  • Private Career College: If you are attending a private career college, you are considered a full-time student if you are getting at least 20 hours of instruction per week.

  • Nova Scotia Community College: The credits/units per course can vary from program to program. Check with your school/program to determine whether the course load you have registered for is considered a full-time course load.