“The Farm Loan Board was
interested in helping the farmer.”
- Derek MacNeil, Barraville Holsteins

“They get to know you and your business;
see it first hand and understand your challenges.”
- Ian Tuttle/Ruth Tuttle, Cumberland County, NS

“The Nova Scotia Farm Loan Board
has given me the tools I need to be successful.”
- Luke denHaan, Annapolis Valley, NS

“The Farm Loan Board
is more understanding of what we were doing
in this sector and understood what I was trying to do.”
- Glenn Dodge, Bent Ridge Winery Ltd.

“Van Meekeren Farms chose to obtain financing
from the Nova Scotia Farm Loan Board
because they understand the financial needs of
agricultural businesses, and have a suite of products
available to meet those needs.”
- Stephen Van Meekeren, Van Meekeren Farms Ltd.

“The biggest difference between the
Nova Scotia Farm Loan Board
and other lenders is the products they offer are better suited
to agriculture - they understand agriculture.”
- Michael Lightfoot, Kings County, NS

Nova Scotia Farm Loan Board

Interest Rates

Fixed for the full term of the loan

Closed rates effective October 1, 2022

Amortization Full Term Interest Rates - Term Loan
Interest Rate % Ten-year Term % Five-year Term % Three-year Term %
1 to 5 years 5.80 -- 5.80 5.80
6 to 10 years 5.65 5.65 5.70 5.80
11 to 15 years 6.10 5.95 5.70 5.80
16 to 20 years 6.45 6.20 5.70 5.80
Eligibility requirements include

Interest rates Applicable to Loans with Open repayment terms Loans effective Jul-01-2022

Interest Rates
Length (years) Full Term
1-5 6.85%
6-8 7.20%
9-10 7.35%
11-15 7.70%
16 - 20 8.00%

Lending Calculator

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Nova Scotia Farm Loan Board
Nova Scotia Farm Loan Board
Truro - Head Office

74 Research Drive
Bible Hill, NS B6L 2R2

Tel: 902-893-6506
Fax: 902-895-7693

Kentville - Field Office

Kentville Agricultural Centre
32 Main Street
Kentville, Nova Scotia, B4N 1J5

Tel: 902-679-6009
Fax: 902-679-4997