Apply for a homeowner’s supplement: Canada-Nova Scotia Targeted Housing Benefit
The Canada-Nova Scotia Targeted Housing Benefit helps homeowners stay in their home if they pay more than 50% of their pre-tax (gross) household income on housing costs (like mortgage and utilities). Supplements are up to $200 per month.
Apply online for help with housing costs.
The Canada-Nova Scotia Targeted Housing Benefit provides homeowners with a monthly supplement to help with housing costs (like mortgage and utilities). As long as you’re eligible, you continue getting the homeowner supplement.
Homeowner supplement calculation
The amount you get each month for the homeowner supplement is based on:
- your total pre-tax (gross) household income
- housing costs (like mortgage payments, property taxes, condominium fees, utilities and property insurance)
If your household income changes, your homeowner supplement won’t change until you renew the supplement next year.
Eligibility
You can apply for the homeowner supplement if you meet all of the following criteria:
- you spend more than 50% of your pre-tax (gross) household income on housing costs (like mortgage, utilities and property taxes)
- you live in Nova Scotia
- you’re a Canadian citizen or permanent resident
- you have a pre-tax (gross) household income below the current household income limits for the housing benefit
- you own your own home
- you live in the home as your primary residence
- your home is assessed for property tax purposes at less than $360,000 in Halifax Regional Municipality and East Hants or $280,000 in other regions of Nova Scotia
You can’t apply for the homeowner supplement if you or someone in your household owes money to the Department of Growth and Development or the Nova Scotia Provincial Housing Agency and haven’t arranged repayment.
You can continue to receive the homeowner supplement if you’re eligible and complete a renewal form each year.
Review detailed program and eligibility criteria in the Canada-Nova Scotia Targeted Housing Benefit Homeowner Guide.
How to apply
- Review detailed program criteria in the Canada-Nova Scotia Targeted Housing Benefit Homeowner Guide.
- Apply online for the funding.
- Check the application for details on all required supporting documents.
- Submit your completed application and supporting documents.
How long it takes
It should take 2 to 3 months for the Department of Growth and Development to review your application and let you know if your application is approved. It can take longer if more information is needed or if your application hasn’t been filled in correctly.
Cost
There is no cost to apply.
Before you start
Make sure you:
- have proof of pre-tax (gross) income for all household members 18 or older who are not in school
- have the Social Insurance Number for all household members 18 or older who are not in school
- have a copy of your deed
- have proof of enrollment for children 18 to 25 who attend school full-time
Apply online
When you apply online you need to create an account or sign in.
You can use the Canada-Nova Scotia Targeted Housing Benefit (CNSTHB) Application - Homeowners (PDF 1.3 MB) if you’re unable to apply online. Send your completed application and supporting documents by mail or email.