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Registering in the Personal Property Registry

The rules and procedures for registering judgments in the Personal Property Registry (PPR) can be complex and confusing. The Personal Property Registry is an electronic notice based registry. You must complete the registration yourself or hire a service provider or private searcher.

PPSA General Regulations: sections 20 and 21

The Personal Property Security Act (PPSA) General Regulations give directions on how to use the Personal Property Registry system. It is recommended that you read the Personal Property Security Act General Regulations prior to recording a notice of judgment. Pay particular attention to sections 20 and 21, which set out naming rules for personal property judgments. If these rules are not followed, your registration may not be valid, and this may affect your ability to collect on the judgment.

At the end of the registration process, the Personal Property Registry system will generate a verification statement. Make sure you print this document, as you will need this to provide proof to the Sheriff that the judgment has been registered in the Personal Property Registry.

Hire a private searcher or do it yourself

You may hire a service provider or private searcher to register the judgment on your behalf, expect to pay a fee for this service. Ask the Staff at the Land Registration Office for a list of local searchers or service providers.

Alternately, you can register the notice of judgment in the Personal Property Registry by using the self-serve Express Kiosks at any Land Registration Office in your area. To do so you must bring in the original Court Order or Certificate of Judgment and two pieces of ID (one of which must be a driver’s license, passport, health card, or birth certificate).

Length of Registration

You may register a judgment in the Personal Property Registry for a period from one year to 20 years from the date the judgment was issued. There is a fee for each additional year of registration.

Expiry and Re-Registration

The judgment creditor is responsible for keeping track of when the registration will expire. At any time prior to the expiry of the registration or within 30 days thereafter, you may renew, re-register or extend the length of the registration.

If the registration is not renewed within 30 days following its expiry, you will lose your priority relative to other creditors and you must pay the initial registration fee again, plus the yearly fee to re-register.

If the Sheriff has been asked to garnish the judgment debtor’s wages, the registration must be for the same number of years and the proposed repayment period. (e.g. if it takes 5 years to pay the outstanding debt by garnishing the debtor’s wages, you must register the judgment in the PPR for a minimum of 5 years).

Additional Information

Additional information on Personal Property Registry System and Lien Check is available through the ACOL website or by contacting the ACOL client support Centre at 1-800-624-2265.

For more information about enforcing judgments and other court processes, please feel free to contact the closest Court Administration Office, or your local Land Registration Office.