This consolidation is unofficial and is for reference only. For the official version of the regulations, consult the original documents on file with the Registry of Regulations, or refer to the Royal Gazette Part II. Regulations are amended frequently. Please check the list of Regulations by Act to see if there are any recent amendments to these regulations filed with the Registry that are not yet included in this consolidation. Although every effort has been made to ensure the accuracy of this electronic version, the Registry of Regulations assumes no responsibility for any discrepancies that may have resulted from reformatting. This electronic version is copyright © 2011, Province of Nova Scotia, all rights reserved. It is for your personal use and may not be copied for the purposes of resale in this or any other form.
Consumer Reporting Regulations
made under Section 25 of the
Consumer Reporting Act
R.S.N.S. 1989, c. 93
O.I.C. 74-93 (February 1, 1974), N.S. Reg. 12/74
as amended up to O.I.C. 2013-105 (March 28, 2013, effective June 1, 2013), N.S. Reg. 87/2013
Note: Text does not include amendments made by N.S. Reg. 85/2015 to increase fees, effective June 1, 2015.
1 The Act shall not apply to
(a) a consumer engaging in a transaction, other than relating to employment, in the course of carrying on a business, trade or profession; or
(b) a police officer conducting an investigation in the ordinary course of his duty.
2 An application for registration as a consumer reporting agency or renewal thereof shall be in a form as the Director may from time to time specify.
Section 2 replaced: O.I.C. 80-1490, N.S. Reg. 164/80.
3 Fees payable to the Director are as follows:
(1) upon application for registration or reinstatement of
registration as a consumer reporting agency ............................................$129.45
Clause 3(1) amended: O.I.C. 2013-105, N.S. Reg. 87/2013.
(2) for each branch office................................................................................$30.00
Clause 3(2) amended: O.I.C. 2013-105, N.S. Reg. 87/2013.
(3) upon application for renewal of license......................................................$32.05
Clause 3(3) amended: O.I.C. 2013-105, N.S. Reg. 87/2013.
(4) upon letter of application for a duplicate
certificate of registration when the original
has been lost, stolen or destroyed...............................................................$30.00
Clause 3(4) amended: O.I.C. 2013-105, N.S. Reg. 87/2013.
Terms and conditions of registration
4 Every registration expires on the 31st day of March in each year.
5 (1) No person shall be registered as a consumer reporting agency unless the applicant
(a) if an individual, is of the full age of nineteen years or, if a partnership, if each member of the partnership is of the full age of nineteen years and further if each individual or member of the partnership is a Canadian citizen or has been lawfully admitted to Canada and is ordinarily resident in Canada;
(b) if a corporation, is incorporated in Canada and registered to do business in Nova Scotia.
(2) No person shall be registered as a consumer reporting agency unless the applicant
(a) if an individual, has at least two years of actual related experience in all phases of consumer reporting;
(b) if a partnership, if each member of the partnership has at least two years of actual related experience in all phases of consumer reporting;
(c) if a corporation, if the principle officers of the corporation and the managers of the head office and of each branch thereof, have at least two years of actual related experience in all phases of consumer reporting.
6 Every applicant for registration shall state in the application an address for service in Nova Scotia and notification of any change shall be made to the Director forthwith.
7 Every person registered as a consumer reporting agency shall operate from a fixed place of business in Nova Scotia that shall be open to the public during normal business hours.
8 No registrant shall operate a branch office in Nova Scotia unless such branch office has been authorized by the registration.
9 Where the registration of a consumer reporting agency is revoked or suspended or where the registrant has voluntarily gone out of business, he shall immediately return his certificate of registration to the Registrar by registered mail.
10 For the purposes of compliance with subsection (c) of Section 15 [of the Act], the disclosure of any change in the ownership of shares will only be required where the ownership of twenty-five percent or more of the voting shares is changed.
11 An applicant for registration or for renewal of registration or [of a] registered consumer reporting agency shall furnish the Director with information or material concerning its officers, organization and operating practices and procedures and such information will be furnished within a specified time limit and may require verification by affidavit if so requested by the Director.
12 A voluntary cancellation of registration under subsection (1) of Section 7 of the Act shall be in a form as the Director may from time to time specify.
Section 12 amended: O.I.C. 80-1490, N.S. Reg. 164/80.
13 The definition of terms as set out in subsection (1) of Section 2 of the Act shall apply to these terms where same are used in these regulations