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Crop Insurance Plan for Forage

made under Section 6 of the

Crop and Livestock Insurance Act

R.S.N.S. 1989, c. 113

O.I.C. 95-21 (January 3, 1995), N.S. Reg. 6/95

as amended up to O.I.C. 2012-6 (January 10, 2012), N.S. Reg. 10/2012

 

1     This plan may be cited as the Crop Insurance Plan for Forage.

Section 1 replaced: O.I.C. 2012-6, N.S. Reg. 10/2012.

 

2     The purpose of this plan is to provide insurance against a loss in the production of forage resulting from one or more of the perils designated in Section 4.


Interpretation

3     In this plan

 

“abandoned acreage” means where all or any acreage is not harvested due to an insured peril;

 

“Act” means the Crop and Livestock Insurance Act;

 

“forage” means grasses and legumes produced for livestock feed;

 

“harvesting” means acreage cut or pastured;

 

“seeded acreage” means acreage seeded to grasses and/or legumes during the crop year for the purpose of producing hay or pasture.

Section 3 amended: O.I.C. 2012-6, N.S. Reg. 10/2012.


Designation of perils

4     The following are designated as perils for the purpose of this plan:

 

                (a)    winter kill;

 

                (b)    drought;

 

                (c)    insects;

 

                (d)    disease;

 

                (e)    flood (marshes, dykes required);

 

                (f)    excessive rainfall;

 

                (g)    frost;

 

                (h)    wind.


Designation of crop year

5     The crop year is the period from the date of seeding to May 31 in the year next following.


Section 6 repealed: O.I.C. 2012-6, N.S. Reg. 10/2012.


Application deadline

7     For the purpose of clause 4(2)(b) of the General Field Crop Insurance Plans Regulations made under the Act, an application for insurance under this plan must be filed with the Commission no later than October 15 of the crop year.

Section 7 replaced: O.I.C. 2012-6, N.S. Reg. 10/2012.


Duration of contract

8     A contract of insurance under this plan expires at the end of the crop year to which it applies or in the event of a claim being paid to the insured person.

Section 8 replaced: O.I.C. 2012-6, N.S. Reg. 10/2012.


Seeding date

9     For the purpose of this plan, the final seeding date for insurance purposes shall be July 1 for legumes and legume grass mixture and September 1 for grasses or such other date as the Commission approves.


Coverage

10   (1)    All acreage of forage seeded with a companion crop, or seeded directly shall be offered for insurance by each policy holder.

 

       (2)    The total guaranteed coverage shall be determined by multiplying the number of insured acres by the coverage per acre.

 

       (3)    The maximum amount of indemnity for which the Commission is liable under a contract of insurance shall be the amount obtained by multiplying the number of insured acres by the established price option as prescribed in Section 11.

 

       (4)    Despite subsections (1) and (2), upon application in writing by an insured person, the Commission may insure a forage crop to allow for claim adjusting at less than the whole-farm level.

Subsection 10(4) added: O.I.C. 2006-345, N.S. Reg. 128/2006.


Established price

11   (1)    For each crop year, the Commission shall establish price options for each insurable forage crop and shall announce these options to insured persons before the beginning of the crop year.

 

       (2)    An insured person shall select one of the price options as the established price to be used for calculating premium and indemnity in their contract of insurance.

Section 11 replaced: O.I.C. 2006-345, N.S. Reg. 128/2006.


Premium

12   (1)    The base premium rate shall be based on a methodology set by an actuary and approved by the Commission.

 

       (2)    Subject to subsection (3), the premium payable by an insured person shall be reduced by any payments for premium made by the Government of Canada under the Farm Income Protection Act (Canada) or the Province of Nova Scotia under the Act.

Subsection 12(2) amended: O.I.C. 2012-6, N.S. Reg. 10/2012.

 

       (3)    The minimum premium payable by an insured person in each crop year is $50.

 

       (4)    An applicant for insurance under this plan shall pay their share of the total premium at the time they file their application.

Section 12 replaced: O.I.C. 2006-345, N.S. Reg. 128/2006.


Section 13 repealed: O.I.C. 2012-6, N.S. Reg. 10/2012.


Evaluation of loss of production

14   (1)    A minimum of 2 acres must be lost before any indemnity is payable.

 

       (2)    No indemnity is payable for loss of production in acreage that has been harvested or pastured, except for acreage seeded in the spring with alfalfa mixture.

 

       (3)    Subject to subsections (1) and (2), the indemnity payable for loss of production of forage in a crop year is calculated as follows:

 

                (a)    if all or part of an insured acreage is abandoned and destroyed, the maximum indemnity payable is calculated by multiplying the total number of destroyed acres by the established price determined under Section 11;

 

                (b)    if a portion of an insured acreage fails to establish a normal stand and is not abandoned or destroyed, the insured person must be paid an over-seeding benefit calculated by multiplying the total number of damaged acres by 50% of the established price determined under Section 11.

Section 14 replaced: O.I.C. 2005-65, N.S. Reg. 21/2005.


Final date of insurance protection

15   For the purpose of this plan, the final date of insurance protection is May 31 in the calendar year next following the application.


Section 16 repealed: O.I.C. 2012-6, N.S. Reg. 10/2012.